<p class="MsoNormal"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Our theme of <strong style="mso-bidi-font-weight: normal;">&ldquo;Finding Light in Darkness&rdquo;</strong> reminds me of the movie, &ldquo;Collateral Beauty.&rdquo; <span style="mso-spacerun: yes;">&nbsp;</span>Just as the term collateral damage refers to unintended death or injury, this movie speaks about unintended beauty around loss. Even though we&rsquo;d much rather have our loved ones back than to have found collateral beauty, beauty is sometimes there. For example, we are often more compassionate after experiencing the pain of our own losses. Collateral beauty is <strong style="mso-bidi-font-weight: normal;">light in darkness. </strong></span></p>